You set the brief
Tell us the kind of credit you're after. A few details, a moment of your time.
Technology & approach
The engine behind smarter borrowing
Kreditano is not a lender. It is the comparison layer between people and the market β gathering offers, putting them on equal footing, and leaving the decision where it belongs: with you.
How an offer reaches you
From a few details to a clear, comparable shortlist β in one continuous flow.
We standardise it
Our engine puts every lender's terms into one common format, so nothing hides in the footnotes.
Offers come in
We gather current options from our network of partner lenders and check them against consistent criteria.
Ranked, side by side
You see what actually matters β rate, total cost, conditions β lined up to compare in seconds.
Our business model
Radical transparency
We earn a commission. We never sell a ranking.
Providers pay us when a user chooses certain offers. That is the whole business model, and we will say it plainly: it never buys a better position. The criteria are identical whether a lender pays us a little, a lot, or nothing at all.
Free for you, always
- Comparing offers is free, and it stays free.
- Your place in the ranking is never for sale.
- Your personal data isn't for sale either.
Frequently asked questions
Is Kreditano a lender?
No. We are a comparison service. You apply and borrow directly with the provider you choose β we are not part of that contract.
What does it cost me?
Nothing. Comparing offers on a Kreditano platform is free, and it always will be.
How does Kreditano make money?
Providers pay us a commission when users go ahead with certain offers. It never changes the price you pay and never influences the ranking.
Are the rankings paid placements?
No. Offers are ordered by clear, consistent criteria β not by who pays the most.
Do you sell my data?
No. We do not sell your personal data. Our Privacy Policy sets out exactly what we process and why.