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Credit cards

Compare credit cards with grace periods and cashback, and pick the most rewarding one.

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How to choose a credit card?

A credit card gives you a credit limit you can use anytime, with a grace period during which you pay no interest if you repay in full. Some cards offer cashback or discounts at partner merchants.

Compare the grace period, annual fees and benefits (cashback, interest-free installments) to find the card that fits your style.

  • Grace period of up to 56 days
  • Cashback and partner discounts
  • Limits from 1,000 to 30,000 lei
  • Interest-free installments at merchants

Frequently asked questions

What is the grace period?+

The interval in which you pay no interest if you repay the spent amount in full — usually up to 50–56 days.

Do I pay interest if I repay on time?+

No, if you repay in full within the grace period. Interest applies only to outstanding amounts.

Does a credit card affect my score?+

Responsible use helps your score; late payments can hurt it.

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