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Personal loans in Romania

Compare personal loan offers in Romania for free and pick the lowest monthly payment.

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What is a personal loan?

A personal loan is an unsecured loan you can use for any purpose — renovations, holidays, unexpected expenses or consolidating other debts. The amount and term depend on your income.

On Kreditano you compare offers from several banks and non-bank lenders (IFN) in one place, see the APR and estimated monthly payment, then apply directly with the chosen lender — for free.

  • Amounts from 1,000 to 120,000 lei
  • Terms from 6 to 60 months
  • No collateral or guarantors in most cases
  • Comparing doesn't affect your Credit Bureau score

Frequently asked questions

How much can I get?+

Generally between 1,000 and 120,000 lei, depending on your income and each lender's policy.

What is APR?+

APR (annual percentage rate) includes the interest and all fees — the best indicator for comparing offers fairly.

How long does approval take?+

With non-bank lenders it can take minutes; with banks, usually 1–3 working days.

Find the right loan in 2 minutes

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